MSECU ATMs

Use your Massachusetts State Employees Credit Union “Convenience” Debit Card 24 hours a day, 7 days a week at any ATM. MSECU has 10 convenient locations and thousands of surcharge-free ATMs

MSECU has implemented our own network of ATM locations to satisfy the financial needs of our members. There are never any access fees for members at MSECU ATMs since they are owned and operated by the Credit Union.
Find the MSECU ATM location nearest you, click here for a list.

Non-MSECU ATMs

You can also use your Credit Union ATM card at and ATMs. Be aware however, that when you use another financial institution’s ATM, they may charge you an access fee or “surcharge.”

Avoid Fees!

MSECU ATM Cards are part of SUM and MoneyPass networks.
Look for the SUM or MoneyPass symbols to avoid surcharges!
These networks provide MSECU members with thousands of ATMs worldwide so you’ll always be near your money!

Click on the logos below to find the nearest Surcharge-free participating ATM.

Click Here to find the SUM Surcharge-Free ATM’s near you.

Click Here to find the MoneyPass Surcharge-Free ATM’s near you.

Foreign ATMs
MSECU will charge a $1.00 foreign ATM fee for each transaction conducted on a Non-MSECU ATM machine.
Our Free/Interest checking account offers your first 4 withdrawals per month free of the fee.
After the 4th free withdrawal, there will be a $1.00 MSECU foreign ATM fee for each Non-MSECU ATM machine withdrawal.
We encourage our members to take advantage of the Surcharge Free participating ATM networks (SUM and Money Pass) to avoid an “access” or “Surcharge” fee by non-participating Financial Institutions or businesses.
Remember, to take advantage of the thousands of surcharge free ATMs nationwide, look for the “SUM“ and “MoneyPass“ ATM network logos.

MSECU ATM Locations

ATM Locations