Become a Member!

Who can Join?
Membership in Massachusetts State Employees Credit Union is available to all current and retired employees of the Commonwealth of Massachusetts and its various departments, divisions and authorities. Family members of eligible persons can also join.

Why Become A Member?
Credit Unions are not-for-profit organizations that service a segment of the population. MSECU provides the best services available to Massachusets State Employees and their families. Since we are not-for-profit all of the earnings the bank makes are returned to you, the member, in the form of dividens, higher savings and CD rates, lower interest on loans and more!
Banks take their profits and distribute them to the stockholders in the company and their customers don’t see any of the profits. Most banks are often big with little to no customer service and personalization. We are not a bank and will make you feel right at home. Do you want to be a member or just another customer?

If you’re interested and want to read more about us you can visit the Welcome Page.

Benefits of Being a Member

There are many incentives of being a member here. We have partnerships with many companies allowing us to provide you with benefits that actually benefit you!

Benefits include:

  • Enterprise Used Car Deals
  • Discounts on Sprint Plans and Phones
  • Affordable ways to pay for college through the New England College of Business and Finance
  • 18/65 Accounts
  • High yield Certificates
  • … and much more!

All of our benefits are listed on our Benefits page be sure to check them out!

Becoming a Member is easy! Become a MSECU member today !

Simply click on the membership link and complete the brief request. Once you have completed the membership form you can either mail or fax the form to the Credit Union. We look forward to serving you.

What’s Needed to Join

In order to join the Massachusetts State Employees Credit Union, we must have the following:

1. Membership application and signature card completed in full.
Please provide family names as indicated; this serves as added security. Provide your street address for security purposes, no P.O. boxes please. If you would like your mail forwarded to a P.O. box please indicate anywhere on the signature card.

2. A deposit of $25.00 or more.
$25.00 remains as your minimum balance as required for membership by the Credit Union’s Charter. Balances of $50.00 or more earn dividends.

3. Your latest pay stub or a copy of it, showing the State Agency that you work for.

Both 4 & 5 are Required to Open Account

4. A copy of your current driver’s license, state ID or passport. (primary ID)

5. A copy of a current credit card, health care ID, or work ID (secondary ID)

Send all of the above to:

MSECU
1 Center Plaza, Suite 250
Boston, MA 02108

or

bring the required materials and apply in the branch!

Upon receipt of the above, we will open your account and send you a receipt for your deposit, along with a card with your account number (Member ID). We urge you to make a note of this number for future transactions.

**A Twenty-Five ($25.00) dollar fee will be charged to accounts closed within six months of opening*

Notice: All new membership and new account applications are subject to clearance with Chexsystems.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means to you: When you open or are added to an account, we ask for you name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your drivers license and/or other identifying documents.

Direct Deposit

Have your paycheck deposited directly into your MSECU Share account! From there your check can automatically be disbursed to any of your other MSECU accounts such as your checking, christmas club, vacation club and CD’s.
Direct Deposit is automatic and availible on payday so you don’t have to wait in lines at lunch to deposit or cash a check you can simply visit one of our surcharge free ATM’s instead!

Click here to print out the Direct Deposit form to hand into your payroll office.